Virginia Community Heros Grant is out and serves MORE of those professions that selflessly serve
Steady as She Goes: Mortgage Rates Hold Their Course After the Fed Cut
Mortgage rates have largely flatlined following the most recent Federal Reserve rate cut, continuing the same steady pattern we've seen over the past several weeks. While many expected a more noticeable dip, the bond market had already priced in the Fed's move, helping keep mortgage rates relatively stable. This consistency can be a positive signal for buyers and sellers who value predictability in their planning. today's rate environment offers clarity and confidence. Stable rates reduce the "wait-and-see" mentality and allow serious buyers to move forward without worrying about sudden spikes. It's also an opportunity to refocus conversations away from timing the market and back to fundamentals—monthly payment comfort, long-term goals, and finding the right home.
On my website you will find a preferred vendor link with lenders I have worked with.
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$10,000 Grant — No Repayment Required: True grant funds that help buyers bridge the gap at closing
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Designed for Community Heroes:
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Educators
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Law enforcement officers
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Firefighters & first responders
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Healthcare workers
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Military personnel
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Childcare workers
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And more, if they meet Virginia Housing income and first-time buyer guidelines
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First-Time Buyer Friendly: Buyers must be first-time purchasers or haven't owned a home in the past 3 years
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Stackable Opportunity: Often can be combined with other Virginia Housing down payment or closing cost assistance and select mortgage products—boosting total buying power
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